Restaurant Loans & Financing Made Easy

Credibly and the Colorado Restaurant Association have teamed up to provide members with tailored financing solutions to grow and operate their restuarant(s). Whether you are looking to open a new location, hire additional staff, finance new equipment, or stabilize your cash flow, we'll work with you to create the ideal financing plan for your restaurant's needs.

Exclusive Member Financing:

  • Members receive special rates
  • Funding in as fast as 48 hours
  • Prequalifying is free & easy
    and will not hurt your credit score

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Finance Your Restaurant Through Credibly & Save 60% On Origination Fees*

Working Capital Loans

Are you looking to increase your staff, scale your marketing campaigns, purchase new decor, or stabilize your cash flows? Working capital loans are great way to ensure that you always have enough cash flow to seize opportunity.

  • Up to $400,000
  • Daily or weekly payments
  • 6 to 18 month duration

Business Expansion Loans

Do you have any growth or expansion projects on the horizon? With a low APR and longer payback period, business expansion loans are ideal for renovations, opening new locations, adding new equipment, opening a food truck.

  • Up to $400,000
  • Weekly payments
  • 18 or 24 month terms

Merchant Cash Advances

Is your restaurant seasonal? Merchant cash advances provide you with up-front funding in exchange for a portion of future receivables. Rather than trying to keep up with fixed payments, you only pay back what you can afford.

  • Up to $400,000
  • Remitted daily from credit
  • 3 to 18 month terms

Lines of Credit

Need access to restaurant financing on your terms? Revolving lines of credit provide the most flexible access to working capital, anytime you need it. Draw as you need, and only pay for what you use.

  • Up to $250,000
  • Weekly or monthly payments
  • Only pay for what you use

Equipment Financing

Need new kitchen or catering equipment or thinking about opening a food truck? Tax-deductible equipment leasing allows you to pay for your machine over the life of the lease with low APRs.

  • Up to $500,000
  • Monthly payments
  • Up to 60 month terms

SBA Programs

If it's the best fit for your restaurant, we also offer several SBA loan programs for any need: working capital and debt refinancing, term loans, and commercial real estate.

  • Up to $5,000,000
  • Monthly payments
  • Terms up to 10 years

*National Restaurant Association members receive 60% off of origination fees for Credibly products.

**Other small business loan products and financing options are also available:
SBA programs, lines of credit, tax-deductible equipment leasing, etc..



Basic Requirements:

Minimum 6 months in business | At least $15,000 in monthly revenues

The Credibly Advantage:

Right-sized capital | Soft credit pulls only, no collateral required

Right-Sized Restaurant Financing Made Easy

1.) Take ten minutes to fill out our online application or complete the contact form above

2.) We review your business health and repond with the best funding options for your restaurant

3.) Choose your financing plan and receive funds in your account in as fast as 48 hours


Focused On Your Unique Business Goals and Needs:

"A lot of small business owners didn't go to school for business, and a lot of us don't really have all the information that we need to make our business successful.

What I got from Credibly is that they care and they understand the small business owner."


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